Same day payday loans
If you're in dire need of urgent cash to meet your everyday expenses like rent, food and utilities or manage unexpected expenses such as huge car repairing bill, medical bill of any of your family members or any other financial emergency, Short term installment loan comes very handy.
All lenders do work with the similar motive to support the need of the borrowers to fulfil the emergencies. They could be payment of utility bills, or supporting the credit history, or emergencies such as motor vehicle accidents, veterinary bills and list rolls out endlessly. But, when you look at the problem as why do visitors make repeated inquiries about same day payday loans? The reasons are obvious. Many payday companies do market the products and services online by hosting advertisements over the media. Borrowers who believe so, gets into the hands of loan sharks easily.
How We Differ With Competitors?
Our credit counselor lends a patient hearing and do furnish full information to the inquiries made. You can trust us because we do maintain a total transparency with borrowers and detail out the terms and conditions. Then, why not try with us? Fill in the small personal loan approval form provided on the webpage and wait for the lenders to call you back. However, you can get quick loans in three simple steps somewhere between $100 and $1000. You may feel troubled for the submission of three checking documents about age, income, and residence, but they are mandatory as designated by the legislature.
3- Steps to Get You Same Day Cash Loans Approved
- Fill in details in online loans application
- Wait for loan confirmation
- Get loan deposited into USA current account
Representative APR Range
Wow-loans.com is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. Wow-loans.com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process.
The APR on a short term loan can range from 200% to 2,290% depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
See the following example of the APR calculation:
Borrow $200 for 14 days with a $30 to $60 lender fee. Your estimated APR is 391% to 782%
Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100
Low End of Range: ($30 / $200) * (365 days / 14 days) x 100 = 391.07%
High End of Range: ($60 / $200) * (365 days / 14 days) x 100 = 782.14%
Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.